What changes the answer
Commission is negotiable and should be entered from the listing agreement or scenario you want to test.
The net proceeds calculator is an estimate, not a payout statement, legal account, tax calculation, or promise of sale price.
A practical order
- 01
Choose a sale-price scenario
Use a reasonable low, central, or high estimate rather than one hoped-for number.
- 02
Enter mortgage information
Request a current payout or discharge estimate from the lender.
- 03
Enter transaction costs
Use the agreed commission, HST, legal estimate, discharge amount, and known preparation or moving costs.
- 04
Review tax and legal questions
Ask qualified professionals about capital gains, estate, non-resident, spousal, or title issues.
What this answer cannot decide
Property value, financing, legal rights, tax, insurance, inspection, environmental, engineering, and mortgage questions can require current documents and qualified professional advice. This page is a decision framework, not a guarantee or substitute for those reviews.